Hey Adrian, thanks for the inquiry and raising this concern!
Currently, we don't have external/traditional APIs to call Clay outside of the main UI. One of the reasons we don't have external APIs enabled is because we have several tools that already work under API systems and thus it would be a complex setup given the variety of actions you can implement within Clay, at least for the time being.
About Webhook URLs, your data is completely protected, only workspace members (and Clay admins if you reach out for assistance) can view those links, unless you share it publicly. Let me know if you have additional questions!